729 Wharton Terrace Inverness, FL 34450

Opportunity to own for less than rent in one of the South’s most desirable small towns—Inverness, FL, ranked the #2 Small Town in the South by USA Today’s 2026 10Best Readers’ Choice Awards. A mid-century home with character and craftsmanship you won’t find in today’s builder-grade new construction. Eligible for FHA, VA, USDA, and conventional financing for qualified buyers.

This 2-bedroom, 1-bath, 1-car attached garage block home sits on a fully fenced lot and offers the perfect blend of charm, efficiency, and thoughtful updates—ideal for first-time buyers or those looking to downsize. This mid-century ranch has been beautifully refreshed with luxury vinyl flooring (2023), updated interior paint (2023), and a tastefully updated bathroom featuring mosaic tile flooring, updated lighting, and a refinished tub (2023).

The cozy layout features an open-concept living and dining area, providing comfortable space without the upkeep of a larger home. A bright family room with an abundance of windows fills the space with natural light and offers flexibility as a home office, hobby area, or additional sleeping space—an added bonus not commonly found in similar layouts.

The efficiently designed kitchen includes a built-in oven, electric induction cooktop, and double sink. Parents of little ones and animal lovers will appreciate the fully fenced yard, which is already divided into separate front and back sections for added functionality.

Major updates include a new roof (2024), new drainfield (2018), septic pumped (2023), new hot water heater (2023), and a new LG refrigerator (2024), along with a whole-house water filtration system. Additional insulation has been blown into the attic for improved energy efficiency and year-round comfort.

Located on a quiet residential street in a non-HOA neighborhood in Flood Zone X (no flood insurance required), just minutes from downtown Inverness, medical facilities, schools, and shopping—and only blocks from Eden Park, Tsala Apopka Lake, the Eden Park Boat Ramp, and the Withlacoochee State Trail. This home is centrally located to attractions throughout the Nature Coast, Ocala, and The Villages.